Virtual Cards In Kenya: What They Are And How To Use Them For Online Payments And Subscriptions
As of 2025,mobile banking has surged in popularity even surpassing traditional banking in Kenya.In essence it has become the go-to method for Kenyans to manage their finances,so much that it now feels instinctive and embedded in everyday life.
With M-PESA, NCBA Loop and other digital wallet based services dominating our daily transactions,from paying bills to buying airtime,the shift to digital finance is no longer a trend,it's a lifestyle.And when it comes to online payments and shopping,one tool often stands out:The Virtual Card
But what exactly is a Virtual Card? How does it work? How can you get one and use it safely for online payments? This guide breaks it all down.


