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Virtual Cards In Kenya: What They Are And How To Use Them For Online Payments And Subscriptions

· 7 min read
Hezron Cheruiyot
Freelancer and Fintech Enthusiast
virtual-cards-in-kenya

As of 2025,mobile banking has surged in popularity even surpassing traditional banking in Kenya.In essence it has become the go-to method for Kenyans to manage their finances,so much that it now feels instinctive and embedded in everyday life.

With M-PESA, NCBA Loop and other digital wallet based services dominating our daily transactions,from paying bills to buying airtime,the shift to digital finance is no longer a trend,it's a lifestyle.And when it comes to online payments and shopping,one tool often stands out:The Virtual Card

But what exactly is a Virtual Card? How does it work? How can you get one and use it safely for online payments? This guide breaks it all down.

Top 5 Side Hustles For Kenyan Campus Students In 2025: Earn While You Learn

· 6 min read
Zawadi Muthoni
The Digital Hustle Coach

Campus life in Kenya is vibrant,full of discovery, and often financially demanding.From rent,internet bundles,meals and the occasional group trips,hiking or events,your wallet can feel the pressure.

But in the year 2025,whereby over 70% of kenyan youth have internet access and the availability of cheap computing devices such as smartphones and laptops.With the right mindset and appetite for success,there has never been a better time to earn while you learn.

This guide breaks down five powerful side hustles that fits seamlessly to the student's lifestyle.Whether you're in Nairobi, Eldoret,Kisumu or Mombasa,these ideas are designed to help you build income, skills, and confidence - all while staying on top of your studies.

Level Up Your Hustle: WhatsApp Business Tips For Kenyan Entrepreneurs

· 7 min read
Zawadi Muthoni
The Digital Hustle Coach
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In Kenya WhatsApp is the backbone of communication,it is one of the most common tool kenyans use to communicate and keep in touch with their friends and family.As of 2025 WhatsApp isn't just a messaging app,it is where business happens.

From selling thrifted clothes ,to managing your photography studio.WhatsApp business,which is WhatsApp's professional brother has become the preferred go-to tool for many youth-led brands,SMEs and side hustlers.It's free,familiar,secure and packed with features that help you sell smarter, build trust and stay organized.

If you're running a business and are still using a personal WhatsApp,it is time to upgrade.This guide breaks down how to use WhatsApp business to grow your hustle - step by step,with Kenyan realities in mind.

M-PESA Till Vs Paybill - Which One Fits Your Hustle?

· 8 min read
Brian Otieno
Financial Realist and Fintech Analyst
M-PESA-till-vs-paybill-which-fits-your-hustle

Kenya’s cashless economy runs on M-PESA.Two of the most common ways M-PESA payments are accepted across the country are through M-PESA Till and Paybill numbers.Both let customers pay from their phones, but they solve different problems for entrepreneurs and business owners.This guide explains the difference, the real-world trade-offs, and which one fits your hustle.